What does our pension plan offer you?
What does our pension not include?
How do you build up a pension?
What choices do you have?
How secure is your pension?
What are the costs?
When do you need to take action?
A. State Pension
You receive this pension from the government. Visit the Social Insurance Bank, the SVB (Dutch only) for more information.
B. Pension from Nike Pension Fund
You build up this pension via your employer. This is what the Pension 1-2-3 is about.
C. Pension arranged by yourself
This may be based on an annuity or on bank savings.
Each year, contributions are made into your personal retirement savings account. Those contributions will be invested. With the capital gained, you subsequently buy an old-age and partner pension in form of an annuity at an insurance company. This concept is also known as a defined contribution scheme.
The amount of your contribution is determined by means of a % of your fixed salary. However, not your total fixed salary, as we take into account that you will receive a state pension. The part for which no contribution is required, is called the state offset. The offset amounts to Euro 13.344.- (2018). Hence the percentage is being applied to your fixed salary minus the offset, to the so called pension base.
You and your employer are paying contributions to your pension plan every month. At Nike you pay 4% of the pension base yourself. Your employer deducts your contribution from your salary. The contribution you pay in detail is shown on your payslip.
Nike Pension Fund “in Liquidation”
P/a Nike European Operations
Colosseum 1
1213 NL Hilversum
T 035 – 6266777
As per 1 January 2019 ABN AMRO Pensioenen is the new provider of your pension plan. For questions related to your personal pension please contact ABN AMRO Pensioenen
ABN AMRO Pensioenen
Postbus 283 (PAC AA6341)
1000 EA Amsterdam
service.pensioenen@nl.abnamro.com
T 020 – 6285131
mijnportaal.abnamropensioenen.nl